Referrals
Akash Reddy's referral codes
My referral codes in one place. You get the sign-up bonus, I get a referral reward.
Credit cards
Chase Sapphire Reserve / Sapphire Preferred
USFor you: 100,000 bonus points with Sapphire Reserve or 75,000 with Sapphire Preferred if approved. As of Oct 11, 2026
No code needed. Sign up through my Chase Sapphire Reserve / Sapphire Preferred referral link.
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Chase Freedom Unlimited / Freedom Flex
USFor you: A cash back card; the current welcome offer is on the application page.
No code needed. Sign up through my Chase Freedom Unlimited / Freedom Flex referral link.
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Bilt Card
USFor you: See Bilt's current offer. As of Oct 12, 2026
No code needed. Sign up through my Bilt Card referral link.
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Amex Blue Cash Everyday
USFor you: See American Express's current offer on the referral page.
No code needed. Sign up through my Amex Blue Cash Everyday referral link.
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Amex Delta SkyMiles Blue
USFor you: See American Express's current offer on the referral page.
No code needed. Sign up through my Amex Delta SkyMiles Blue referral link.
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Investing & trading
Robinhood
USFor you: A free stock reward when you sign up.
No code needed. Sign up through my Robinhood referral link.
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Kraken Pro
USFor you: Sign-up rewards for both of us; see Kraken's terms.
Kraken Pro referral code
r9rh9tdr
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Kalshi
USFor you: Bonus trading credit; the amount varies, see Kalshi's terms.
US only, 18+, not available in every state. Referral credits expire soon after they're issued.
No code needed. Sign up through my Kalshi referral link.
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Payments
Cash App
USFor you: $5 when you send $5 or more; terms apply. As of Oct 11, 2026
Cash App referral code
DLC673L
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Send money to India
Remitly
US to IndiaFor you: $10 off, no fees and a special exchange rate on your first transfer of $300 or more. As of Oct 11, 2026
Remitly promises on-time delivery or a refund of your fees. Terms apply.
No code needed. Sign up through my Remitly referral link.
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Abound (Times of India)
US to IndiaFor you: $30 sign-up bonus on your first transfer, zero fees. As of Oct 11, 2026
Abound (Times of India) referral code
ZGDA4I
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MyPursu
IndiaFor you: ₹1,000 each once you complete KYC. As of Oct 11, 2026
MyPursu referral code
H8NOD
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Shopping & cash back
Rakuten
USFor you: A $50 bonus when you spend $50 through Rakuten within 90 days of joining. As of Oct 11, 2026
No code needed. Sign up through my Rakuten referral link.
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TopCashback
USFor you: Cash back when you shop at thousands of stores through TopCashback. As of Oct 12, 2026
There's no sign-up bonus for you with this link; I get $10 once you've earned $10 in cash back.
No code needed. Sign up through my TopCashback referral link.
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Upside
USFor you: $15 extra cash back on your first purchase. As of Oct 12, 2026
Upside referral code
AKASH6778
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AI tools
Claude
For you: See the current offer on the invite page.
No code needed. Sign up through my Claude referral link.
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Questions
Do you get something if I use these?
Yes. When you sign up through one of these links or codes and meet the company's requirements, the company gives me a referral reward, such as points or account credit. You don't pay for it.
Are these the best offers?
Not always. A referral offer can be better or worse than the public offer, and both change often. Compare it with the company's public offer before you apply, and use whichever suits you.
Who can use them, US or India?
Each card shows where it applies. The credit card, investing, trading, payments and shopping offers are for people in the US. Remitly and Abound are for sending money from the US to India, and the MyPursu offer is for India. Each company's terms have the final say.
What if a link doesn't work?
Offers end or change without notice. Use the company's own sign-up page instead, and let me know so I can fix or remove it.
How do I ask you something?
Send me a message through the contact page. I'm happy to say what I use and why, but I can't give financial advice.